Reported loss
The alleged theft of a commercial tractor and dry van trailer, with combined stated policy limits of $195,000.
CSI investigative approach
- Conducted a loss-site investigation in Bakersfield.
- Obtained an in-person recorded statement and examined site security and vehicle-placement information.
- Reviewed the circumstances of the tractor’s recovery in Arizona.
Key findings
CSI developed evidence contradicting the insured’s account that the tractor and trailer had been parked at the reported loss location.
Disposition
The insurance claim was denied. The $195,000 figure represents combined stated policy-limit exposure, not an assessed payment.
Confidentiality and scope: This is an anonymized summary of an investigation. It does not reproduce the confidential SIU report, identify the insured, or make any finding of criminal guilt. The amount shown represents the stated claim or policy-limit exposure associated with the case, not necessarily an insurer’s net savings.
← Back to all case studies